UK mortgage availability and demand declined in the third quarter of 2025, with lenders anticipating only a marginal improvement in the final three months of the year. Bank of England data shows both lending availability and borrower demand fell across house purchases and remortgaging.

​  UK mortgage availability and demand declined in the third quarter of 2025, with lenders anticipating only a marginal improvement in the final three months of the year. Bank of England data shows both lending availability and borrower demand fell across house purchases and remortgaging.  

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UK mortgage availability and demand declined in the third quarter of 2025, with lenders anticipating only a marginal improvement in the final three months of the year. Bank of England data shows both lending availability and borrower demand fell across house purchases and remortgaging.