UK Mortgage Rates Forecast 2026-2027: When Could Rates Fall?

UK mortgage rates are stuck between 4.5% and 6% as the Middle East energy shock keeps swap rates elevated. Here’s what analysts expect for 2026 and 2027 — and what it means for your finances.

​  UK mortgage rates are stuck between 4.5% and 6% as the Middle East energy shock keeps swap rates elevated. Here’s what analysts expect for 2026 and 2027 — and what it means for your finances.  

​

UK mortgage rates are stuck between 4.5% and 6% as the Middle East energy shock keeps swap rates elevated. Here’s what analysts expect for 2026 and 2027 — and what it means for your finances.