UK mortgage rates eased through 2025 and are set to stabilise in 2026, with modest falls expected but no return to ultra-low borrowing costs, supporting a calmer housing market.

​  UK mortgage rates eased through 2025 and are set to stabilise in 2026, with modest falls expected but no return to ultra-low borrowing costs, supporting a calmer housing market.  

UK mortgage rates eased through 2025 and are set to stabilise in 2026, with modest falls expected but no return to ultra-low borrowing costs, supporting a calmer housing market.