Mortgage experts say the uptake of longer-term home loans is still being held back by a lack of consumer demand, restricted product choice and punitive early repayment charges (ERCs). Longer-term mortgages are in the spotlight following a report from the Bank of England (BoE) in January, which said intermediaries had

​  Mortgage experts say the uptake of longer-term home loans is still being held back by a lack of consumer demand, restricted product choice and punitive early repayment charges (ERCs). Longer-term mortgages are in the spotlight following a report from the Bank of England (BoE) in January, which said intermediaries had  

Mortgage experts say the uptake of longer-term home loans is still being held back by a lack of consumer demand, restricted product choice and punitive early repayment charges (ERCs). Longer-term mortgages are in the spotlight following a report from the Bank of England (BoE) in January, which said intermediaries had