This time two years ago, I ended a call with my mortgage broker feeling disheartened. He had just told me that the best two-year fixed rate I could get was 2 per cent.Fast forward to last week and I

​  This time two years ago, I ended a call with my mortgage broker feeling disheartened. He had just told me that the best two-year fixed rate I could get was 2 per cent.Fast forward to last week and I 

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